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Why I Froze My Credit—And Why You Might Want To, Too

Think You’re Too Smart to Fall for a Scam? So Did I. Right after work one Friday, I got a call from “Bank of America” about a loan I never applied for. When the caller rattled off my Social Security number, I knew something was seriously wrong. I’ve written about phishing scams for years—yet this one nearly got me. In my latest article, I share exactly what happened, how I responded, and why I immediately froze my credit with all three major bureaus. I also explain why freezing your credit is one of the smartest, easiest things you can do to protect yourself and your family. Don’t wait until you’re a target. Read the full story—and grab a free checklist to help you stay safe.

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